Were not just talking about the obvious things like passports, clothing and cameras, although they are important enough and should be protected. But what about your health or your legal position or loss of enjoyment if it rains on your vacation! So, whoever you are, wherever you're going, whatever you're doing your travel insurance needs to provide peace of mind.

The following are expenses that can be covered by travel insurance:

• Cancellation Fees & lost deposits
  

• Overseas medical expenses
  
• Overseas emergency dental expenses
  
• Damage to or loss of luggage
  
• Loss of travel documents
  
• Disruption of your journey
  
• Loss of enjoyment because of rain
  
• Your additional expenses caused by your health problems
  
• Your additional expenses caused by other people's health problems
  
• Other people's additional expenses caused by your health problems
  
• Permanent disability
  
• Your death
  
• Burial of your body and transport expenses
  
• Your liability for causing injury,death or damage to property