A Typical Mobile home Insurance Policy Offers:

• Mobile Home Protection
  Provides coverage for your mobile home against covered loss from most perils, except those specifically excluded in the policy. Some of the covered perils include: Fire, water damage from rupture of plumbing, and steam or water heating systems.
  

• Personal Property Protection
  Provides coverage for your personal property against loss from the following perils: fire, lightning, smoke, vandalism, falling objects, collapse and any other perils listed in your policy.
  
• Theft Coverage
  Provides coverage for your personal property against several types of loss due to theft including: theft both on and off premises, stolen credit cards, stolen or forged checks.
  
• Family Liability and Guest Medical Protection
  Provides coverage for your family against non-auto liability claims brought by others for accidental bodily injury or damage to their property. Also provides Guest Medical Protection, if someone is injured while on your property with your permission.

Mobile Home Insurance also Provides Protection For:

• Loss of Use of Residence Premises
  Pays for the reasonable increase in your living expenses necessary for maintaining your normal standard of living for up to the amount of time specified in the policy if you are unable to occupy your mobile home due to a covered loss.
  

• Emergency Removal Service
  Pays up to $500 for reasonable expenses you incur to remove your mobile home if it is endangered by a loss we cover.

Customize Your Mobile Home Insurance with:

• Replacement Cost for Your Mobile home and Personal Property
  Provides full replacement cost for your insured mobile home and for most of your insured personal property. If a covered total loss occurs, the insurance company will pay the full cost to repair or replace your mobile home or damaged personal property with no deduction for depreciation. (Subject to limits in the policy.)
  

• Trip Collision
  Provides coverage for your mobile home while moving it to another location.
  
• Extended Coverage on Jewelry, Watches, and Furs
  
• Extended Coverage on Fire Department Charges