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There are currently five major companies publishing financial strength ratings on insurance companies. It is in your best interest to check out any company you intend to do business with.

• A.M. Best Company, (908) 439-2200

• Standard & Poor's, (212) 438-2000

• Wiess Research, (800) 289-9222

• Duff & Phelps, (312) 368-3198

• Moody's Investors Service, (800) 811-6980